Become more attractive to sellers as a pre-approved buyer.

Some realtors require buyers to get pre-approved before even starting to house hunt.

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Become more attractive to sellers as a pre-qualified

buyer.

Some realtors require buyers to get pre-qualified before even starting to house hunt.

Before you start looking for your first home, we can help you with a mortgage prequalification

Impact Home Loans Inc. can help you get pre-approved and on your way to home ownership! Simply fill out our mortgage pre-approval form securely on our website. With a pre-approval letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.

Some realtors require buyers to get pre-approved before even starting to house hunt. A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.

Determine how your credit looks

Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The number value assigned to your “reliability” is known as your credit score and is one of the biggest factors in getting approved for a mortgage.

There are many websites that allow you to quickly check your credit & credit score for free. Two of our favorites are www.freecreditreport.com and www.creditkarma.com.

If you have a credit score below 640, consider delving deeper into your report to make sure it is accurate. Stay current with all monthly payments and reduce debt where possible to boost your score.

Before you start looking for

your first home, we can help

you with a mortgage prequalification.

Impact Home Loans Inc. can help you get pre-qualified and on your way to home ownership! Simply fill out our mortgage prequalification form securely on our website. With a prequalification letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.

Some realtors require buyers to get pre-qualified before even starting to house hunt. A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.

Determine how your

credit looks.

Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The number value assigned to your “reliability” is known as your credit score and is one of the biggest factors in getting approved for a mortgage.

There are many websites that allow you to quickly check your credit & credit score for free. Two of our favorites are www.freecreditreport.com and www.creditkarma.com.

If you have a credit score below 640, consider delving deeper into your report to make sure it is accurate. Stay current with all monthly payments and reduce debt where possible to boost your score.

About Us

Founded in 2019, the key to our success has been a combination of consistently offering the lowest possible rate and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.

Company NMLS: 1849746